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The US Department of Education (DOE) has been informing about 164,000 federal student loan borrowers whether they are eligible for automatic student loan forgiveness.

Those eligible must have attended one of more than 150 colleges that have been accused of misconduct.

Federal student loan borrowers could apply for loan discharge if the college they attended engaged in misconduct, such as misrepresenting its graduation rates, postgraduation employment, or how much the degree would cost.

We would like to speak to people who have had their student loans forgiven. How will this affect your life? What plans will you make now in light of the loan forgiveness? What advice do you have for other borrowers?

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